Revolut Ends Weekend FX Fees for Premium Users: Is It Time to Upgrade

As a frequent traveler who's always looking for the best ways to manage money across borders, I've been keeping a close eye on Revolut's latest fee changes. The fintech super-app has just revamped its weekend foreign exchange fee structure, and it's a move that could significantly impact how you manage your international finances.

What Just Changed with Revolut's FX Fees?

Effective April 22, 2025, Revolut has introduced a tiered approach to their weekend currency exchange fees. This marks a strategic shift from their previous one-size-fits-all policy, creating clear distinctions between their subscription tiers.

For years, Revolut applied a standard 1% markup on all foreign currency exchanges conducted over weekends (between 5pm ET Friday and 6pm ET Sunday) regardless of which subscription plan you had. This fee compensated for potential currency fluctuations while major forex markets were closed.

The new structure offers substantial benefits for paid subscribers:

• Standard customers will continue paying the existing 1% fee
• Plus customers now see their weekend fee cut in half to 0.5%
• Premium, Metal, and Ultra customers get the best deal with weekend fees completely eliminated (0%)

This change significantly increases the value proposition of Revolut's premium tiers, especially for those who frequently travel or make international purchases on weekends.

Why These Fee Changes Matter for Your Finances

When comparing brokers and financial platforms, these seemingly small percentage differences can have major impacts on your bottom line. Let me break down why this matters:

For Frequent Travelers

If you're planning a weekend getaway to Paris or Tokyo, having a Premium Revolut account now means you'll save that 1% markup on every purchase you make. On a €2,000 spending weekend, that's €20 back in your pocket.

For International Shoppers

Many of us do our online shopping on weekends. If you're buying items from international retailers, having a Revolut Premium account means no more extra fees for currency conversion during your Saturday shopping spree.

For Multi-Currency Investors

Those managing investment portfolios across different currencies will find the elimination of weekend fees particularly valuable. When you need to move money quickly to seize investment opportunities, those extra percentage points make a difference to your returns.

How Revolut's New Fee Structure Stacks Up Against Competitors

When comparing financial platforms that offer multi-currency functionality, Revolut's new fee structure places it among the most competitive options for premium users. Many traditional banks charge currency conversion fees between 2-5% regardless of when you make the transaction, plus they rarely offer the interbank exchange rate that Revolut provides during weekdays.

Other fintech competitors like Wise (formerly TransferWise) use a different model with a flat fee plus a percentage of the transfer amount, generally ranging from 0.35-0.5% regardless of when the transfer occurs. Revolut's premium offering now beats this on weekends for higher-tier users.

Is Upgrading to Premium Worth It?

The value equation is simple: if you regularly exchange currencies on weekends, the savings from reduced or eliminated fees could quickly outweigh the subscription cost of a higher-tier plan.

For instance, Revolut Premium costs €7.99 monthly. If you exchange more than €800 per month on weekends, the 1% savings already covers your subscription cost. Plus, you get additional benefits like higher ATM withdrawal limits, travel insurance, and premium card designs.

The Impact Across Different User Types

Standard Users

No change here, but this might be the nudge needed to consider upgrading if you're a regular weekend currency exchanger.

Plus Users

The halved fee (0.5% instead of 1%) creates a more attractive middle ground for occasional travelers who find the Premium tier excessive.

Premium, Metal & Ultra Users

A significant win with weekend FX fees completely eliminated, enhancing the already robust feature set of these top-tier plans.

The Bottom Line: More Value for Premium Users

Revolut's weekend FX fee adjustment creates a clearer distinction between its free and paid offerings. While Standard users see no change, the enhanced value for Premium and above users makes those tiers significantly more attractive for international travelers and those managing money across multiple currencies.

If you're shopping around for the best broker or financial platform for international money management, these fee changes are definitely worth factoring into your decision, especially if weekend currency exchanges are a regular part of your financial routine.

For a deeper dive into Revolut's full feature set, check out our comprehensive Revolut review. If you're considering managing finances with a partner, our Revolut joint account review covers everything you need to know about sharing an account.

Want to find the best broker that matches your specific needs? Our BrokerMatch tool can help you compare options and find your perfect fit.

Frequently Asked Questions

When do Revolut's weekend FX fees apply?

Weekend fees apply to currency exchanges made between 5pm Eastern Time on Friday and 6pm Eastern Time on Sunday, when major forex markets are closed.

Do I need to do anything to benefit from the reduced weekend fees?

No action is required. The fee changes automatically took effect on April 22, 2025, based on your subscription tier.

Are there any limits to fee-free weekend exchanges for Premium users?

While weekend markup fees are eliminated for Premium, Metal, and Ultra users, fair usage limits may still apply. Check Revolut's Fee page for specific limits based on your plan.

Can I avoid weekend fees altogether with a Standard account?

Yes, by conducting your currency exchanges during weekdays when Revolut typically offers exchanges at the interbank rate without markup fees.

How do these changes affect cryptocurrencies and commodities exchanges?

These changes specifically apply to fiat currency exchanges. Cryptocurrency and commodities services are provided by different Revolut entities and have their own fee structures.

Will these fee changes affect ATM withdrawals abroad?

The fee changes specifically apply to currency exchanges. ATM withdrawal limits and fees are separate and vary by subscription tier.

How does Revolut's no-fee weekend exchange for Premium users compare to traditional banks?

Most traditional banks charge significantly higher foreign exchange fees (typically 2-5%) regardless of when you make the transaction, making Revolut's Premium tier considerably more cost-effective for international spending.