Best High-Yield Savings Accounts in the UK (July 2025)

No items found.

Looking to maximize returns on your cash in the UK? We've compared the top high-yield savings accounts and cash management platforms across traditional banks, fintechs, and investment apps. This regularly updated table shows you where to earn the most competitive interest rates on your savings right now.

Below, you'll find our carefully-curated comparison of the best interest-paying options available to UK savers — updated monthly to ensure you always have access to the latest rates. Keep in mind that most of these are variable rates and subject to change with market conditions.

Click on any platform in the table to visit directly — and for some, you’ll even unlock an exclusive welcome bonus.

Latest update: July 2025

Provider	Interest Rate	Min. Deposit
Lightyear BONUS Get $15 + Chance to Win $100 in Free US Stocks with our link	4.36%	None
Trading 212 BONUS Get free fractional shares worth up to £100 with our link	4.35%	None
Plum	Up to 4.18%	£1
Revolut	Up to 4.11%	None
Interactive Brokers	3.85%	Varies
Starling Bank	3.75%	£1
Monzo	Up to 3.75%	None
Wise	3.73%	None
Chip	3.24%	£1

‍

Want to know exactly how these top UK interest rates could benefit your savings? Try our calculator to visualize your potential returns. Just input your deposit amount, select an interest rate from the providers above, and set your preferred timeframe. Whether you're putting money aside for a few months or planning longer-term savings, you'll instantly see what your balance could grow to.

High-Yield Savings Calculator

See how much your savings could grow with the UK's best rates

Initial Deposit (£)

Interest Rate (%)

Time Period (months)

Total Interest Earned

£450.00

Final Balance

£10,450.00

Monthly Interest

£37.50

This calculator provides estimates based on simple interest. Actual returns may vary depending on compounding frequency, tax implications, and changes to variable rates.

‍

Can't decide which platform to go with? Check out our free BrokerMatch tool to get a personalized broker recommendation based on your location, goals, and investing style.

And don’t miss out on our bonuses and exclusive perks page — where we've listed our best sign-up offers, discounts, and rewards available across dozens of top platforms.