Is Revolut Available in the UAE? A Complete Guide (2025)
As the United Arab Emirates continues to position itself as a global fintech hub, many residents and visitors wonder about the availability of popular digital banking services like Revolut. This comprehensive guide covers everything you need to know about Revolut's status in the UAE.
Current Status of Revolut in the UAE
In a game-changing development for the UAE's financial services sector, Revolut received in-principle approval from the Central Bank of the UAE on September 9, 2025, clearing the path for its highly anticipated launch in the Emirates. This approval marks a significant milestone for both UAE residents who have been waiting for Revolut's services and the broader fintech ecosystem in the region.
The UK-based digital banking giant, valued at $75 billion and serving over 60 million customers globally, will soon offer its comprehensive suite of financial services to UAE residents. We've analyzed the latest regulatory filings and market developments to bring you everything you need to know about Revolut's UAE launch, including what services to expect, the timeline for availability, and how this will impact the competitive landscape of digital banking in the Emirates. Read our in-depth review of Revolut.
Using Revolut as a Visitor in the UAE
While UAE residents cannot currently open new Revolut accounts, there's good news for tourists and visitors. If you already have a Revolut account from a supported country, you can use your card seamlessly throughout the UAE:
Currency Exchange and Payments
The UAE Dirham (AED) is fully supported on Revolut's platform, offering visitors excellent exchange rates and convenient payment options. When using your Revolut card in the UAE, you'll benefit from:
- Competitive exchange rates, often better than local money exchanges
- Real-time currency conversion through the app
- Widespread acceptance at retailers and online merchants
- ATM access throughout the country
Smart Tips for Visitors Using Revolut
If you're planning to visit the UAE with your Revolut card, follow these guidelines for the best experience:
- Pre-trip Preparation
- Keep your registered address in your home country
- Maintain your original phone number on the account
- Activate international payments before traveling
- Consider upgrading your plan for better overseas benefits
- During Your Stay
- Monitor exchange rates through the app
- Enable location-based security
- Keep emergency contact numbers handy
- Track your spending in real-time
Digital Banking Alternatives in the UAE
For UAE residents and long-term expats who need local banking services, several excellent alternatives to Revolut are available:
Wio Bank: The Local Digital Banking Pioneer
- UAE-based digital bank with full regulatory compliance
- Comprehensive personal and business banking services
- Multi-currency accounts with competitive exchange rates
- Modern mobile app with intuitive interface
- 24/7 local customer support
Wise: International Money Specialist
- Specialized in international transfers
- Real mid-market exchange rates
- Multi-currency account capabilities
- Integration with local UAE banks
- Transparent fee structure
Looking Ahead: Revolut's Future in the UAE
While the exact launch date remains unconfirmed, Revolut's application for regulatory approval shows their commitment to entering the UAE market. The company's potential entry could bring additional competition and innovation to the UAE's already dynamic digital banking sector.
Making Your Choice
When selecting a digital banking service in the UAE, consider:
- Primary Usage
- Local transactions vs. international transfers
- Currency exchange needs
- Investment features
- Daily banking requirements
- Important Features
- Multi-currency support
- Transfer fees
- ATM access
- Mobile app functionality
- Customer service availability
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Conclusion
While Revolut isn't yet available for UAE residents, the market offers robust alternatives that cater to both local and international banking needs. Visitors can continue using their existing Revolut accounts with excellent functionality, and residents have access to sophisticated digital banking solutions through platforms like Wio Bank and Wise.
