Mintos Bonus Code 2026: Latest Offer Status and ETF Update
Status: the €350 Mintos bonus has ended
We cannot tell you whether another campaign is planned, so we are not asking you to wait for one. What we can do is set out what the expired offer contained, what has changed on the platform since, and how the new self-selected ETF product actually works.
Latest Mintos bonus status
The Mintos affiliate landing page still displays the wording of the previous campaign, which makes it easy to misread as live. The signup buttons on that page now state that the offer has ended, and we treat that as the operative status.
If you find a page, video, or newsletter still presenting the €350 bonus as live, it has not been updated. That includes earlier versions of this article. The campaign period ended on 31 July 2026, and no active welcome offer is advertised on the Mintos affiliate landing page as of that date.
The previous €350 campaign
We are keeping the campaign details here for reference, because most readers arrive at this page after seeing the offer quoted somewhere else. This section describes a campaign that ended on 31 July 2026, so treat it as a record rather than as something on offer now.
What the campaign offered
- Qualifying products: loans, bonds, ETFs, crypto ETPs, and real estate
- Excluded product: Smart Cash
- Holding condition: the qualifying investment had to remain invested for a further 90 days after the campaign period
Who could take part
The terms excluded anyone who had held a Mintos account during the previous 12 months. Someone who had closed an older account well before that window was not automatically shut out, so the restriction was narrower than a lifetime ban on returning users.
The 90 day holding condition is the term we would highlight to anyone still comparing this campaign against offers elsewhere. The qualifying capital stayed committed well past the campaign end date, which is a different proposition from a bonus paid on a deposit you can withdraw shortly afterwards.
Two published documents described the campaign, and they did not state the same payout period. We are not repeating a figure that the source material contradicts.
What changed on Mintos
On 21 July 2026, Mintos launched self-selected ETFs. Investors can choose individual funds from a range Mintos advertises as more than 1,000 UCITS ETFs, with fractional orders starting at €1 and no Mintos buy or sell fee.
This sits alongside Core ETFs, the automated portfolio option, and gives investors a way to build their own fund allocation inside the same account they use for loans, bonds, crypto ETPs, and real estate.
Self-selected ETFs and Core ETFs
| Feature | Self-selected ETFs | Core ETFs |
|---|---|---|
| Who chooses | The investor | Mintos portfolio service |
| Minimum | €1 | €50 |
| Rebalancing | Manual | Automatic |
| Investment plan | Listed as coming soon | Available |
Self-selected ETFs put the decisions in the investor's hands. You choose each fund, set the allocation, and place each order yourself, from €1.
Core ETFs is an automated portfolio service with a €50 starting point. It rebalances and reinvests without input from you.
One practical difference matters for regular contributors: the investment plan feature is live for Core ETFs and listed as coming soon for self-selected ETFs. Anyone who wants scheduled automatic contributions into their own fund picks will be placing those orders manually until that arrives.
Fees, order execution, and limits
Mintos charges no buy or sell fee on ETF orders, and says ETF holders pay no Mintos custody, holding, or inactivity charge. Each fund still carries its own ongoing charge, the TER, which is applied through the fund price, so holding an ETF on Mintos still has a cost attached. Mintos explains these charges on its ETF fees page.
The execution mechanics are worth reading before you place an order:
- Market orders only: you take the price available at execution rather than setting your own limit.
- Tradegate execution: Mintos says orders execute through Tradegate Exchange. The Mintos Order Execution Policy names Upvest Securities GmbH as the third-party broker used for that execution.
- No cancellation route: once an order is accepted, it generally cannot be cancelled or amended.
- Settlement takes time: sell proceeds can take up to three business days to become available.
The combination of market orders and no cancellation route is the point we would flag most strongly. On a volatile morning, an investor placing a large order has no price ceiling and no way to pull the order back.
The pages we reviewed do not set out a currency conversion policy covering every ETF line, so we are not telling you that all orders settle without conversion. Check the currency of the specific line before you buy.
Is Mintos regulated
The contracting investment firm is AS Mintos Marketplace, which is licensed and supervised by Latvijas Banka.
Mintos says investors directly own the ETF units credited to their accounts, and that those units are held in the investor's name in a segregated custody account. The ETF pages we reviewed do not name the custodian, so we cannot tell you who holds the units. Upvest Securities GmbH appears in the Order Execution Policy in the execution role described above, which is a separate function, and we are not presenting it as the custodian.
Latvia's investor compensation scheme covers outstanding liabilities up to €20,000 where Mintos cannot return eligible financial instruments or cash. That cover applies to a failure to return assets. It does not extend to market losses, a fall in the value of an ETF, poor fund performance, or losses caused by illiquidity.
Who Mintos may suit
Mintos may suit investors who want several asset classes in one account, covering loans, bonds, ETFs, crypto ETPs, and real estate, and who understand the risks attached to each of them. The self-selected ETF launch makes that account more useful for anyone who was previously restricted to the automated portfolio.
The €1 minimum also lowers the cost of finding out. An investor who is curious about the ETF range can place a small order and see how execution, reporting, and settlement behave before moving anything meaningful across.
Investors who need limit orders, a documented transfer process, or a mature dedicated ETF broker may prefer another platform. Those are ordinary requirements for a long-term ETF portfolio, and we would not talk anyone out of them.
Frequently asked questions
Is there an active Mintos bonus right now?
No active welcome offer is advertised on the Mintos affiliate landing page as of 31 July 2026, which is the date the €350 campaign ended. We will update this page if that changes.
What is the status of the GO-MMB code?
The €350 campaign that this page previously covered ended on 31 July 2026, and no active welcome offer is advertised on the Mintos affiliate landing page as of that date. That is the full extent of what we can confirm, so we are not presenting GO-MMB as a route to a bonus.
What is the minimum ETF order on Mintos?
Self-selected ETF orders start at €1 through fractional investing. Core ETFs, the automated portfolio, starts at €50.
How do self-selected ETFs differ from Core ETFs?
With self-selected ETFs you pick each fund and place each order. Core ETFs allocates, rebalances, and reinvests automatically. The investment plan feature is available for Core ETFs and listed as coming soon for self-selected ETFs.
What does it cost to hold an ETF on Mintos?
Mintos applies no buy or sell fee and says there is no Mintos custody, holding, or inactivity charge. Each fund charges its own TER, which is taken through the fund price.
Are ETF investments on Mintos protected?
Mintos says ETF units are directly owned and held in the investor's name in a segregated custody account. Latvia's investor compensation scheme covers outstanding liabilities up to €20,000 if eligible instruments or cash cannot be returned. Market losses fall outside that cover.
Our take
The €350 sign-up campaign has ended, and this page has no bonus to recommend. Anyone opening a Mintos account now should judge the platform on what it currently offers: a multi asset account, a new self-selected ETF product with a €1 entry point and no Mintos trading fee, market order execution with no cancellation route, and €20,000 of compensation cover that applies to a failure to return assets rather than to investment losses.
Whether that suits you depends on how much weight you put on holding several asset classes in one place against the execution limits described above. We would rather you make that call on the product than on a bonus that no longer exists.
Kai is an investor who helps people choose the right broker and invest with confidence. He founded MatchMyBroker, a broker-comparison site for a global audience, and EU Investing Hub, his European-focused investing site. He also runs the Smart Money with Kai YouTube channel, where he breaks down investing, brokers and personal finance.
The previous Mintos €350 campaign ended on 31 July 2026. No active welcome offer is advertised on the Mintos affiliate landing page as of that date. ETF units can fall in value, and Latvia's investor compensation scheme does not cover market losses.
.png)
