Mintos Bonus Code 2026: Up to €350 With GO-MMB
Status: the Mintos GO-code bonus runs until 31 October 2026
The €350 headline is the top of a tier table and requires more than €25,000 invested, so most new customers will qualify for a smaller amount. The first €15 tier requires more than €1,500. The sections below set out the full tiers, who is eligible, which products count, and how long the qualifying investment must remain in place.
Latest Mintos bonus status
The Mintos welcome offer is live for eligible customers who register through our link with code GO-MMB. Registration and qualifying investments must be completed during the October campaign, ending 31 October 2026. The bonus works in tiers rather than as a single flat payout: the first €15 tier requires more than €1,500 invested, while the €350 top tier requires more than €25,000.
Loans, bonds, ETFs, stocks, crypto ETPs and real estate all count towards the qualifying amount, while Smart Cash does not. If you open an account through our link, we may earn a commission at no extra cost to you. Eligibility and payment are decided by Mintos under its official offer terms.
How the current bonus campaign works
These are the terms of the current Mintos GO-code offer and its official bonus terms. Where the page and legal terms differ, the details below follow the legal terms.
What the campaign offers
- Qualifying products: loans, bonds, ETFs, stocks, crypto ETPs, and real estate
- Excluded product: Smart Cash
- Promo code: GO-MMB, entered when registration begins
- Holding condition: keep the qualifying funds invested without withdrawals for 90 days after the campaign ends
- Bonus tiers: €15 above €1,500, €25 above €2,500, €60 above €5,000, €125 above €10,000, and €350 above €25,000
- Bonus payment: within 10 business days after the holding conditions are met
Who can take part
The offer is open to eligible customers who register through an active affiliate route using a GO- code. Anyone who has held a Mintos account within the 12 months before the campaign is not eligible. The bonus cannot be combined with another promotion. Mintos sets and verifies eligibility, so the final decision on any bonus sits with the platform and its terms.
The holding condition is the term we would highlight to anyone comparing this campaign against offers elsewhere. Keep the qualifying funds invested without withdrawals for 90 days after 31 October 2026. Only investments fully executed by the campaign deadline count. Reserved bonds or real estate investments that execute later do not count, and investment costs or fees are deducted before the bonus tier is calculated. The legal terms require the invested principal to exceed the relevant threshold, so an exact €1,500 investment does not meet the wording for the first tier.
What changed on Mintos
On 21 July 2026, Mintos launched self-selected ETFs. Investors can choose individual funds from a range Mintos advertises as more than 1,000 UCITS ETFs, with fractional orders starting at €1 and no Mintos buy or sell fee.
On 13 October 2026, Mintos added stock investing. It covers more than 4,000 US, European and global stocks from €1 through fractional shares, with no Mintos fee to buy, hold or sell and no FX charge, as US stocks trade in euros. Investment plans are available for every stock, on a weekly, monthly or quarterly schedule. Stocks of companies whose base currency is not the euro are exposed to currency risk, even when priced in euros. Capital at risk.
This sits alongside Core ETFs, the automated portfolio option, and gives investors a way to build their own fund allocation inside the same account they use for loans, bonds, crypto ETPs, and real estate.
Self-selected ETFs and Core ETFs
| Feature | Self-selected ETFs | Core ETFs |
|---|---|---|
| Who chooses | The investor | Mintos portfolio service |
| Minimum | €1 | €50 |
| Rebalancing | Manual | Automatic |
| Investment plan | Available | Available |
Self-selected ETFs put the decisions in the investor's hands. You choose each fund, set the allocation, and place each order yourself, from €1.
Core ETFs is an automated portfolio service with a €50 starting point. It rebalances and reinvests without input from you.
Regular contributors can automate either option. Mintos now offers an investment plan for any ETF on the platform from €1, with no fee for setup or execution, alongside the existing plan for Core ETFs.
Fees, order execution, and limits
Mintos charges no buy or sell fee on ETF orders, and says ETF holders pay no Mintos custody, holding, or inactivity charge. Each fund still carries its own ongoing charge, the TER, which is applied through the fund price, so holding an ETF on Mintos still has a cost attached. Mintos explains these charges on its ETF fees page.
The execution mechanics are worth reading before you place an order:
- Market orders only: you take the price available at execution rather than setting your own limit.
- Tradegate execution: Mintos says orders execute through Tradegate Exchange. The Mintos Order Execution Policy names Upvest Securities GmbH as the third-party broker used for that execution.
- No cancellation route: once an order is accepted, it generally cannot be cancelled or amended.
- Settlement takes time: sell proceeds can take up to three business days to become available.
The combination of market orders and no cancellation route is the point we would flag most strongly. On a volatile morning, an investor placing a large order has no price ceiling and no way to pull the order back.
The pages we reviewed do not set out a currency conversion policy covering every ETF line, so we are not telling you that all orders settle without conversion. Check the currency of the specific line before you buy.
Is Mintos regulated
The contracting investment firm is AS Mintos Marketplace, which is licensed and supervised by Latvijas Banka.
Mintos says investors directly own the ETF units credited to their accounts, and that those units are held in the investor's name in a segregated custody account. The ETF pages we reviewed do not name the custodian, so we cannot tell you who holds the units. Upvest Securities GmbH appears in the Order Execution Policy in the execution role described above, which is a separate function, and we are not presenting it as the custodian.
Latvia's investor compensation scheme covers outstanding liabilities up to €20,000 where Mintos cannot return eligible financial instruments or cash. That cover applies to a failure to return assets. It does not extend to market losses, a fall in the value of an ETF, poor fund performance, or losses caused by illiquidity.
Who Mintos may suit
Mintos may suit investors who want several asset classes in one account, covering loans, bonds, ETFs, stocks, crypto ETPs, and real estate, and who understand the risks attached to each of them. The self-selected ETF launch makes that account more useful for anyone who was previously restricted to the automated portfolio.
The €1 minimum also lowers the cost of finding out. An investor who is curious about the ETF range can place a small order and see how execution, reporting, and settlement behave before moving anything meaningful across.
Investors who need limit orders, a documented transfer process, or a mature dedicated ETF broker may prefer another platform. Those are ordinary requirements for a long-term ETF portfolio, and we would not talk anyone out of them.
Frequently asked questions
Is there an active Mintos bonus right now?
Yes. Eligible customers who register with code GO-MMB and complete qualifying investments by 31 October 2026 can earn up to €350. The €15 tier requires more than €1,500 invested, and the €350 tier requires more than €25,000. Loans, bonds, real estate, ETFs, stocks and crypto ETPs qualify; Smart Cash is excluded. Keep the funds invested without withdrawals for 90 days after the campaign ends. You must not have held a Mintos account in the 12 months before the campaign. The bonus cannot be combined with another promotion.
Which Mintos promo code should I use?
Use code GO-MMB when you begin registration through our Mintos link. Mintos requires a GO- code for this campaign; clicking the link alone does not satisfy that requirement. Eligibility and payment depend on the official Mintos terms.
What is the minimum ETF order on Mintos?
Self-selected ETF orders start at €1 through fractional investing. Core ETFs, the automated portfolio, starts at €50.
How do self-selected ETFs differ from Core ETFs?
With self-selected ETFs you pick each fund and place each order. Core ETFs allocates, rebalances, and reinvests automatically. The investment plan feature is available for both Core ETFs and self-selected ETFs.
What does it cost to hold an ETF on Mintos?
Mintos applies no buy or sell fee and says there is no Mintos custody, holding, or inactivity charge. Each fund charges its own TER, which is taken through the fund price.
Are ETF investments on Mintos protected?
Mintos says ETF units are directly owned and held in the investor's name in a segregated custody account. Latvia's investor compensation scheme covers outstanding liabilities up to €20,000 if eligible instruments or cash cannot be returned. Market losses fall outside that cover.
Our take
The bonus is worth having if you were already planning to open a Mintos account and are comfortable putting more than €1,500 into loans, bonds, ETFs, stocks, crypto ETPs or real estate, then keeping the funds invested without withdrawals for 90 days after the campaign ends. On those terms it is a small extra return on money you intended to invest anyway.
It is a weak reason to invest more than you planned. The larger tiers require more than €5,000, and the issues set out earlier in this article do not shrink because a bonus is attached: the platform risks that come with holding several asset classes in one place, order handling that executes at market with no route to cancel once an order is placed, and market losses that Latvia's investor compensation scheme does not cover. Decide the amount on the investment case first, then treat any bonus as a minor addition.
Kai is an investor who helps people choose the right broker and invest with confidence. He founded MatchMyBroker, a broker-comparison site for a global audience, and EU Investing Hub, his European-focused investing site. He also runs the Smart Money with Kai YouTube channel, where he breaks down investing, brokers and personal finance.
The Mintos GO-code bonus of up to €350 is open to eligible customers who register using GO-MMB and complete qualifying investments by 31 October 2026. Keep the funds invested without withdrawals for 90 days after the campaign ends. The €15 tier requires more than €1,500; the €350 tier requires more than €25,000. Smart Cash is excluded. The bonus cannot be combined with another promotion. ETF units can fall in value, and Latvia's investor compensation scheme does not cover market losses.
